humdinger
07-30-2003, 05:52 AM
Below is a cut & past from Myfico. This account was IIB filed 5/11/2001 and discharged 8/10/2001. Prior to the filing I had never paid late. You can pick out all the things wrong???? At date of filing the bal was $1470.00.
BANKAMERICA (Individual Account)
Credit Grantor Contact Information
Not on record
.
.
.
Account Number.............. xxxxxxxxxx
Account Type...................Revolving Account
Credit Limit.....................$1,500
(High Credit)...................$1,528
Minimum Monthy
Payment (Terms)
Date Opened....................November, 2000
Date of Last Activity..........April, 2001
Date Paid Out...................Not on Record
Date Closed
Loan Type........................Credit Card
Collateral
Description........................Included in bankruptcy
Last Report on....................May, 2003
.
.
Balance------------Current status------------Past Due Amount
.....................Charged off as bad debt
.
.
.
.
Recent Payment History
Seven Year Payment History
30 days late: 0 60 days late: 0 90+ days late: 0
[/b]
BANKAMERICA (Individual Account)
Credit Grantor Contact Information
Not on record
.
.
.
Account Number.............. xxxxxxxxxx
Account Type...................Revolving Account
Credit Limit.....................$1,500
(High Credit)...................$1,528
Minimum Monthy
Payment (Terms)
Date Opened....................November, 2000
Date of Last Activity..........April, 2001
Date Paid Out...................Not on Record
Date Closed
Loan Type........................Credit Card
Collateral
Description........................Included in bankruptcy
Last Report on....................May, 2003
.
.
Balance------------Current status------------Past Due Amount
.....................Charged off as bad debt
.
.
.
.
Recent Payment History
Seven Year Payment History
30 days late: 0 60 days late: 0 90+ days late: 0
[/b]