Why did my credit score go down after I've removed negative

[admin]

So many people have asked this question recently that I decided to do a write up on it.

http://www.creditinfocenter.com/creditreports/scoring/WhyCreditScoresFluctuate.shtml

If anyone has any other reasons, post them here and I'll include them in the article.

[sisflomi]

Mine goes down if my current cards show more than 30% balance owed.

[admin]

Yep, that's hard coded in the formula, from what I understand.

Kristy