My Loan with two companies-Would someone Please help me!

[sdc2027]

I have two student Loan companies coming after me- 1st is conneticut student loan foundation(cslf) and the 2nd one is southwest student loan(swsl). These loans were orignally gls and sls they were then sold to sallie mae without notifying me. Then I started getting bills from clsf about 5-6yrs ago. I have been in deferrment twice due to medical and then when I was able to work again I made payments on time.
Then Cslf sold one of the loans to swsl and kept the other for themselves. Which I believe is part of cslf, and the orignal main loan. Now I'm in a bind where I have gotten 90 days behind- I would like to start making monthly payments again and then when I can make double or triple payments.
But I was told by the reps that I have to bring my account up to current status.. so basically all or nothing, it seems..... Wouldn't they want to be paid atleast monthly with some money? Don't I have that right, instead of a large lump sum? I have tried to call to find out if they will except this and set it in writing, but no one has returned my call- I don't want to get introuble with the govt.

[sdc2027]

bring this to the top of the page for help!

Thanks

[Ravenous Wolf]

For a while, I was the king of falling behind in my payments to my student loans.

My best bet was to keep trying with the customer service reps.

Some reps don't know what they are doing while others with lots of experience can give you better advice on what to do.

The all of nothing approach sounds a bit simplistic to me.

When I was getting really behind with AFSA, this one rep told me to get download the PDF forebearance form and then try to request six or 12 months. I tried it and got the deferment for 12 months. Right before I spoke to that rep, the previous rep I spoke to gave me the all or nothing routine.

I would suggest continue to find a rep to talk to or go up the food chain and talk to a supervisor.

[sdc2027]

Thank you