Anonymous
04-12-2004, 06:37 AM
Ravenous Wolf, suggested that I run this post, so I can get a better understanding of what I'm getting into: I ran my credit report and it was horrible. However, I am getting a huge settlement from the Government that would pay off all my debt and would still be able to live for the next year with no job. I want to know should I pay off my debt that is listed on my credit report or should I haggle and pay less. I am a hard working American and would like nothing better than to pay what I've owed in the past. But, from my understanding, Paying off whole or little will still take the same amount of time to reflect on my Credit rating. I have a beacon score of 516. I need help before I start writing checks.