a house in my name

[Izzzyy76]

somebody is living in house thats under my name. i havem nothing to do with this i accidently found out about it. im trying to the right legal steps. i dont even own my own house. im renting.

[DocDon]

You "accidentally" found out about this? Do you know these people? Did you find out by pulling your credit report?

[Izzzyy76]

Aa collection company called me and said since i own a house why dont i just refinace and pay the lone off and i pulled my credit. im actually being affected by this big time i cant take it out of my mind its all i can think about, what if they leave tomexico and loose the house or something like that.

[DocDon]

I would call the mortgage company listed and find out what exactly they show in the system. Could be a typo, could be fraud. If it's a true case of ID theft, you'll probably have to file a police report. I would tell the mortgage company you are forwarding the matter to the proper authorities and that they are not to alert the ID thieves that their felonious activity has been detected as it will jeopardize the police investigation. Get a contact name who handles fraud issues and work directly with them.

[Izzzyy76]

i actually had all the paperwork on the house to see my fake signature its not a mistake its definately fraud. i have been told if i take it to the police they might just take the house away fom me , i actually want to keep it and just keep it as a rental property they have been living in it for two years and i barely found out about it a month ago. i dont want to go to the house and confront the tenants might not know whats going on but i can careless about them im just avoiding any kind of confrontation with anybody , i want to take the right steps next thing im doing is taking all the info i have and picking the right lawyer and see what happens.

[DocPC]

You can't keep the house, it was aquired by fraud. Whomever is living there is in for a real surprise.

[credit_on_mars]

Be prepared for a long road down the fraud path because it is a long and frustrating one. Sometime in 1994 or so I became a victim of identity theft and did not have a clue about it until late 2001. By then my name began appearing on CRA’s with many over due accounts and CA’s yelling. It would not surprise me to find a mortgage in my name because there is a person living in New York state with the very same name as mine who fled Chapter 7 and 13 a few years ago and I get notices for him and his son at my address, who knows if they get them about some house in my name.

The problem you face is big and while the thieves may be only 6th grade graduates they are clever.

[Izzzyy76]

they dont have my name by coincidence, thay have my ss #, dl # my work info everything i have thwey have. maybe i shoulod tell you this 4 years avgo i bought a house to rent in the same area but things didnt work out with it so i lost it two yers later these people buy a house i guess the real estate agent i used might of sold my info to these people. this is 1 thing i thought about doinf. refinancing the house and get all the mopney it has in equity and then file gor bankruptcy then i wont haveto kick them out or ever confront them. i thought about doing it that waybut im not sure i want to file bankruptcy so im really thinking about it.

[anti-something]

i really cant see any way you could/would/should keep the house. at this point anything you do other than bring it to the attention of the mortgage company, the police, etc will end up making YOU a party to the fraud. JMHO

[Izzzyy76]

these people have been living in the house for two years now and they have never made a late payment on it. so its actually helping my score but i still want to get my name off of it cause you never jnow.

[anti-something]

theres also a possibility that the people who live there are named Izzzyy76 too, the real estate agent mixed up your info during the process, and they are happily thinking they are buying their own home. why would they buy you a house?

call the mortgage company

[Izzzyy76]

they have all my personal info not just my name.

[anti-something]

so i went and read your other posts, im guessing we are talking about the same house here?

if they have your info and you are scared about what they will do with it file a police report, if you can name these people all the better.

[credit_on_mars]

they have all my personal info not just my name.

The thief that stole my identity had all my personal information too, but it was just not correct. First, they forged my name and my wife’s name as we had never signed any official document and our last name was misspelled!!!!! My mother’s maiden name was also misspelled. The printing was neither of our handwriting nor our signatures. The other information was correct but that is easy to get.

Some of the charges on the statements occurred in places and times that would have been impossible for us to do and all the statements from a year before we moved here back had our current address on them. In my DV my lawyer sent to their stupid lawyer we explained this but they still persisted right up to the time the judge slammed his gavel down and dismissed the case.

Now I will be plaintiff.

[Izzzyy76]

i got some advice this weekend they told me since trhe house has equity and its in my name i should judt take the equity ans sell the property. sounds like a damn good idea to me they stoled my name now im basically getting them back for it. what do you guys think.

[anti-something]

well, i hope it was proper legal advice you got, there is a difference between what may seem right and what is legal. since according to your posts back in march you knew something about this years ago, you need to tread VERY carefully.

the people who did this broke the law, its not up to you to enforce it in the way you see fit. the mortgage company own the house, not you. they are the ones who are going to lose out. you need to talk with them. JMHO

[Izzzyy76]

no the post i had before about a house was a house i knew aabout so when i found out i thought it was the same house. but a couple of years later the new house i have nothing to do with but its under my name i thought i waas crazy cause why the hell would somebody buy a house under somebody elses name i am not sure why but what the heck it happen to me. i guess selling it is ther best thing i can do cause i dont want to keep it. but i have nothing to do with this house . this is a diffrent house

[anti-something]

call a lawyer then, they will be able to tell you exactly what you can and cant do in this situation.

i still dont see how you could keep the house, but explore your possibilities, do it now, the longer you wait while knowing about this, the worse it will look for you.

[Izzzyy76]

i thought about it and the lawyer might just make me a victim to identity theft screw that if i just sell it they cant sew me ill say what the house is in my name i supposibly took to refinances already (thay did not me ) i dont see whats the worse that can happen they come after me . na but your right i am calling a lawyer i dont whant to do anything illegal here i have to carefull.

[braxas]

i got some advice this weekend they told me since trhe house has equity and its in my name i should judt take the equity ans sell the property. sounds like a damn good idea to me they stoled my name now im basically getting them back for it. what do you guys think.


For you to contemplate taking equity out of a property or selling ...and it isnt even yours is unthinkable. You going to sell it with the fake residents inside as the consolation prize?....Lol

Did you mention if this was in the same state did you?

Anyways..thats some pretty retarded advise someone gave you,think real hard... first on a moral standing, secondly on a possibility standing...You need to contact authorities and have warrants served,I dont think what your suggesting can even be done,but one thing is certain,you sell,or take moneys from what you dont own,your committing fraud yourself..two wrongs dont make a right..get em locked up!

[Onfire]

Izzzy, I don't mean to critisize but, you came here with your problem and asked for help and advise. You have shot down all advise that was given to you and decide to go with some unknown persons advise (hope it was a lawyer). You might want to reconcider Anti's advise and call a lawyer. If you sell that house, you might be commiting fraud youself. I hope you decide take the advise that has been given here. Might save you alot of trouble and headache.

I hope you get it straightened out.

[Conspiracist1169]

Goto the bank who financed the house and take your social security card with you. They should provide you with copies of all documents regarding this loan. In addition, they should have picture ID's of the people who did this. Then take this information to the police, immediately.

This happened to me with a car. The identity theft bought a car using my SS#, I went to the dealership, got copies of everything in the file, including his picture ID and went directly the police. This helped out tremendously and ultimately he was prosecuted.

[workinninetofive]

There would be no reason for you to keep the house as a rental, or want to keep it in your name, or anything other than calling the police unless its your part of it.

[c m chase]

This thread is way old. It's quite possible Izzzyy is in jail by now, with his reasoning behind the whole thing. :roll: :lol:

[workinninetofive]

This thread is way old. It's quite possible Izzzyy is in jail by now, with his reasoning behind the whole thing. :roll: :lol: :roflmao: EXACTLY!