View Full Version : Got one CRa to remove my BK
sdc2027
12-30-2004, 04:21 PM
Now all I have to do is cross my fingers for the other 2. But I'll take one, Now I can dispute the BK tradelines again and get them removed. Atleast one CRA will look much better.
BTW- I disputed previously the bk itself and didn't work, this time I disputed the date of the bk and that is what worked with EX.
blrogs
12-30-2004, 05:36 PM
have to get my case out, try failing to under USC 1681(s)-2(b)failure to communcate with other CRA,s they should have contacted the other CRA,s
Hope this Helps I,m still a newbie 8-)
sdc2027
12-30-2004, 06:29 PM
I still have a little under 3 weeks left on my 30days- who knows
bigdaddyroy
12-30-2004, 07:38 PM
Congrats on getting the BK removed. Keep up the good work.... :)
boogaloo
12-31-2004, 08:48 AM
Congrats on the BK removal!
I disputed my 1996 BK by arguing that the CRAs were reporting beyond the statute of 10 years (do the math it's only been 8 Years) and lo and behold TU and EXP deleted the BK! Still waiting on a response from EFX though.
8)
workinninetofive
12-31-2004, 09:41 AM
Congratulations, that's great.
sdc2027
12-31-2004, 09:56 AM
Boogaloo- congrats
My Bk is just under 7 years, but I will keep that in mind for next time
I tried what an earlier poster did, try to call the bk court and put my files on 'hold' that way they aren't actually 'filed'. But that didn't work here in Denver. Bummer!
boogaloo
12-31-2004, 10:23 AM
I tried what an earlier poster did, try to call the bk court and put my files on 'hold' that way they aren't actually 'filed'. But that didn't work here in Denver. Bummer!
Putting a public record on hold doesn't work any more. Since the late 1990s, most courts and county clerks offices have a database of judgements and bankruptcies. They can look up your file and in some cases print out a copy of the filed papers from microfilm.
sdc2027
12-31-2004, 03:10 PM
Just checked PG.com and now ALL bk tradelines are gone! xbeer2)
now just have to get the bk from tu and eq removed, still have just over 2 weeks left on my 30 days.
I really get tire of CRAs messing things up, I sent in a dispute that I was never late on a store card and they have it marked as close now :evil:
So now I have to mail them again about fixing this.
But I have hope it will all work out well in the end, I am soooo much better off now than 16 mos. ago when i started and was scared by a silly CA.
jeeptravel
01-01-2005, 09:44 AM
Via letter w/ EX?
sdc2027
01-01-2005, 05:44 PM
Correct, the bk was a dispute of file date and they totally removed the bk and a Bank One bk tradeline also.
Also sent a letter to TU about never late with a store card and they ended up putting close on the TL, so that will have to be fixed.
I hope that answers the question you asked.
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