Palisades/ Txcollect Please help

[LadyC]

I have sent three different DV letters to these companies for the same account. They have never provided validation. This time they sent me a letter asking me to send them a police report or fill out a Identity theft Affidavit listing the AT&T account. Should I just wait this out? They also stated they have notified the CRA of the change in status after I threatened to sue. and they claim they will cease collection efforts. Are they saying they are deleting?

[c m chase]

Nope...if it doesn't say "we will delete this from your reports", then don't count on it.

You should write them again saying 1) I never claimed this alleged debt was fraud, I said I didn't recognize this and 2) I don't want the status on this changed, I want it completely removed from all reports.

:D

[RealtorKen]

I just filed against Palisades in Fed. Don't expect TxCollect dba CTI to respond, they usually fold immediately and revert the debt back to Palisades and cease collection activity. Palisades then submits it again to the CRA.

Good Luck with this one, they are becoming the target for a lot of lawsuits already this year.

Hi everyone! I just stumbled to this Credit site by searching for Case Law for my MSJ. Nice board!