Please help - Atty Lawrence Hecker panicked me

[confuzed]

They sold me. The letter came today from Donald S. Burak, another real bottomfeeder (he's on Bud Hibb's Worst list.)

Guess I'll DV these guys. Attorney's supposed to call me back Monday.

Sigh.

Is there any requirement that these peeps be clear about who they are? (I know they can't have collections in the title.) Burak says they're acting for Account Portfolio, and the last calls I got from Hecker's office come up under caller ID as Accout Portfolio, but the messages said they were Attorney Lawrence Hecker's office, no Account Portfolio mentioned.

[rmuse00]

We have a very small home and there's no way they could miss Mom talking on the phone and crying (or being on the Internet at a credit site for hours!) My being stressed stresses them. It's part of what has p^!#@ed me off so much. DO NOT HURT MY CHILDREN. Ya know?


Just read this now. :evil: Scumbags!!! Sorry to hear the little ones had to be subjected to their terrorizing their mom! :( Make sure they know Super Mom chased them away!:p

Good luck and hope you are able to take Heckler on! :)

[bigjohnstud4200]

They sold me. The letter came today from Donald S. Burak, another real bottomfeeder (he's on Bud Hibb's Worst list.)

Guess I'll DV these guys. Attorney's supposed to call me back Monday.

Sigh.

Is there any requirement that these peeps be clear about who they are? (I know they can't have collections in the title.) Burak says they're acting for Account Portfolio, and the last calls I got from Hecker's office come up under caller ID as Accout Portfolio, but the messages said they were Attorney Lawrence Hecker's office, no Account Portfolio mentioned.

IMO, I would respond to the new CA and tell them that the original CA was disputed and to date they have failed to validate the debt. Selling or reassigning the debt can be considered as "continued collection efforts" and that you are considering naming them in your suit as a co defendant if they continue to attempt collecting, selling, transferring or assigning this disputed debt any more. I would then mail CMRRR to them and the previous scumbags notifying them that they have continued collection efforts violating the FDCPA. This debt is so old, I bet that's the last you hear from them. :goodluck:

[confuzed]

A little research and I find out that Hecker & Burak are part of the same company. So maybe they didn't sell me, but only passed me across the hall to make it LOOK like a new agency.

A consumer post from Bud Hibbs' site:

Date: July 19, 2007

I WORK FOR THE LAW OFFICES OF DONALD BURAK THE WORST COLLECTION AGENCY IN THE WORLD. THE OWNER LARRY WEIL IS A PILL POPPING PERCOET ADDICT (allegedly) AND THE UNDER BOSS TOM CLARK IS A DRUG ADDICTED LOSER ALSO AN EX-CRACK HEAD (allegedly) ) THIS PLACE IS FULL OF CONS AND THIEVES I CANT BELIEVE I EVER TOOK THIS JOB. I AM A WOMAN WHO WAS REPEATEDLY SEXUALLY HARASSED. MOST OF THE ACCOUNTS THEY WORK ARE OUT OF STATUE THEY ENCOURAGE YOU TO LIE TO PEOPLE AND MAKE FAKE CLAIMS ABOUT SUEING CONSUMERS THIS IS NOT A REAL LAW OFFICE ACTUALLY THE REAL NAME OF THIS PLACE IS APM FINANCIAL , SO SAYS MY PAYCHECK LARRY WEIL OWNS TWO COMPANIES THIS ONE AND ANOTHER ONE CALL LAW OFFICES OF LARRY HECKLER IN PRINCETON, NJ I AM QUITTING SOON AND FINDING A REAL JOB I ADVISE EVERY ONE TO KEEP RECORD TAPE CONVERSATIONS IF ABLE TO SO THAT THESE SCUM BAGS CAN BE SHUT DOWN I PERSONALLY TRY REALLY BE A REAL BILL COLLECTOR NOT WHAT THIS PLACE TRAINS YOU TO BE ...THEY USE THE LAW OFFICE NAME AS A COVER TO SCARE PEOPLE TO PAY BILLS. BE AWARE THIS PLACE IS THE OF THE WORST WORST (allegedly)

[virtualrn]

Good for you! Hopefully, you are no longer stressed and having panic attacks. DV the new one. Inform them all your calls are recorded. Armed with what you know, you can panic them and have a little fun in the process. I play my dumb blonde card first. Let them tell you how much they know. I like to size up the intelligence factor first.

[bigjohnstud4200]

Confuzed, notify them that they have violated the law by continuing collection efforts after a DV also.

[confuzed]

Will do - thanks.

[Slow Eddie]

If the debt is time barred, why go through all of this trouble with DV? Send them a cease and desist letter and be done with it. After a C & D letter they can only contact you one last time to tell you what they are going to do next, or that they will not contact you any more.

Heres a good link to read:

http://www.moranlaw.net/ca_debt_collection_manual.pdf

See page 10 regarding the debtors right to stop communications.

Mention in the letter that the statute of limitations has expired on the debt, and if they attempt to sue you have an absolute defense in court.

Eddie

[confuzed]

I know; it makes sense on the surface, but - they will only sell me again, and probably again, and I will be watching the mail and not answering the phone and cell phone that I pay for, waiting for a summons, and afraid I might miss one and get a default judgment against me, and the whole thing is so not right.

I want to make it go away forever, if I can.

They have too much information about me now. They have my employment and my social and the fact that I COULD come up with the money and that I own my house and that I can be intimidated. And the sum is not that small. They'll just sell me. They already have passed me to someone else. I'll be opening all my junk mail for years, afraid to miss anything.

It sucks. And it ought to be stopped. And I want it stopped. If the attorney can help me stop it, I'm going for it.

Does that make sense?

[bigjohnstud4200]

If the debt is time barred, why go through all of this trouble with DV? Send them a cease and desist letter and be done with it. After a C & D letter they can only contact you one last time to tell you what they are going to do next, or that they will not contact you any more.

Heres a good link to read:

http://www.moranlaw.net/ca_debt_collection_manual.pdf

See page 10 regarding the debtors right to stop communications.

Mention in the letter that the statute of limitations has expired on the debt, and if they attempt to sue you have an absolute defense in court.

Eddie

The reason you would want to do a DV on a time barred account is this. When you submit a timely DV you are afforded additional rights that you don't get when you don't timely DV. Let's say, they contact you on a time-barred debt and you don't DV and C&D them then they start to call you again, you have one violation on them. Contacting you after a C&D. If you DV them they cannot contact you again until they validate the debt. If they don't validate the debt and continue to attempt to collect you can gain more violations on them than you would from a violation of a C&D.

[confuzed]

Yeah, that's exactly what I meant to say too.

:lol:

[divemedic]

Not only that, but they just might provide you with papers that you can use later in court to prove your case.

[cracrap]

and regarding them calling your cellphone, tell them your recording this conversation and do not call your cell phone again...you are removing your consent so to speak...if they call it again, it is a violation of the tcpa...another opportunity for mo money from the bottomfeeders!!!

[confuzed]

NACA attorney confirmed today that he'll take this one on.

So off we go.

:wink:

[Sky Warner]

CONGRATS TO YOU!!!

Trust me.. I have sued MANY collection agencies over the past 4 years (Amazing what a divorce does to your credit)

I have collected close to 25k in settlements.. attorney took about 30%.. so you do the math.

I am suing a CA and 2 CRAs in court right now.

The best thing you ever did was hire an attorney.. the calls will stop and you'll prolly get a nice couple grand for your trouble.

Tell the attorney about your kids overhearing and how upset they are. That is damages sister!!!

Good luck to you and keep us posted!!!!

[SC-Texas]

Any chance of sharing the addresses that you have found for Good Ol' Larry?

[MadinKS]

I caught these in the earlier posts..
The following addresses were received and signed for (this is for anyone looking for good addresses for these guys later)

Attorney Lawrence Hecker
2C South Gold Drive
Hamilton New Jersey 08691

Laurence Hecker
109 Division St.
Toms Rivr, NJ 08753

[SC-Texas]

I saw those, but there was some insinuation that there were other addresses.

[MadinKS]

I posted the ones from the BBB on your other post.