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View Full Version : Woman makes payments, but faces foreclosure


almost_there
12-04-2007, 12:54 AM
Classic Litton!

http://www.tampabays10.com/news/local/article.aspx?storyid=69052


By: Mike Deeson

New Port Richey, Florida -- Nadine Knowles is standing on the steps of the West Pasco Court House saying her house is scheduled for public sale right here on Thursday morning.

Knowles can't understand how she is losing her home despite making mortgage payments of $812.90 to Litton Mortgage every month. Knowles' certified bank statement shows the checks were cashed, but the company says she defaulted.

"It just doesn't add up," Knowles says.

Knowles believes her problems started after her initial mortgage on the house was sold to another mortgage company. The new company started an escrow account for her taxes and insurance, even though Knowles has proof she has already bought and paid for insurance and paid the taxes.

"There's numerous letters back and forth with me, and the mortgage service never got anywhere," Knowles explains.

But it did no good when Knowles came to Pasco Court and showed the judge she had proof that she had made her payments and it had been deducted from her account. The judge issued an order that her home be sold on the courthouse steps.

"I can't believe when you bring proof into the courtroom, that your house can be and still be taken away," she says.

The mortgage company's attorney told Judge Lowell Bray that the company had not received payments or attempted payments, which appear to be a lie. That's because since last February, the mortgage returned Knowles' checks and sent letters saying the amount is not enough.

Even Knowles admits she would find this story hard to believe if it was someone else.

"I would say, 'She didn't make make a payment somewhere, something's messed up,'" Knowles admits. But then she adds, "I made payments, I paid my insurance, I paid my taxes. And I'm losing my home."