Inconsistent info. being reported from SM

[LeslieR]

Sallie Mae is reporting that my old accounts with them are "paid/paying as agreed" to TU (they are listed as satisfactory accounts). However, EQ and EX are listing them as adverse with status "transferred/closed."

Any suggestions? I have never been certain about who to write to when there is inconsistent info across the three reports. Sallie Mae?

Thanks.

[LynnInMN]

What was the actual status of the account?? Good? Bad? Ugly?

[bigjohnstud4200]

Are you saying they are all reporting in the "satisfactory" category? If not, are you delinquent and possibily they are selling your debt?

[LeslieR]

Sorry for not including enough detail.

The status was ugly, and I rehabbed. TU is reporting a 0 balance, pd. as agreed. The others are all reporting the lates and "charged off" or "sold to government and refinanced."

Oh, and no I am not delinquent now. SM hasn't owned my loans in about five years.

[LynnInMN]

Then it is reporting correctly. When you rehab, only the guarantor is required by law to adjust the tradeline as positive. Sallie Mae as the lender/servicer is under no obligation to remove the negative information.

[Cynic]

This was a FFELP loan, not a Direct loan, at the time SLM reported. Lynn is 100% correct.