Bank Account Question

[daisymay]

How long will a person have to wait before they will be able to open a bank account after filing for bankruptcy? Years?

Thanks!

[bingo]

A lot will depend on if, you have bounced checks and are in chexsystems.

Have you tried to open bank accounts post bk?

[bleucheese38239]

Some of the local credit unions are negotiable as opposed to the big guys...

[debttaxguy]

Unless you have a lot of problems from previous banks before filing you should be okay. Bingo made a good point on chexsystems. I list them for notice as a creditor so they get notice of the discharge. I really have not heard of people having problems after a BK getting a checking account unless they had a lot of overdrawn accounts prior. Make sure you make your house payment, car payment, any new debt payments on time after discharge. This will help to rebuild your credit.

[daisymay]

Thanks. Good to know. Bankruptcy still in process. Did not have an issue with bounced checks. Just heard that it would be hard to open an account for a long time as banks would view people filing bankruptcy as poor credit risks and so would not approve a request to open a new bank account.