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| Bankruptcy Q & A Have questions about filing a bankruptcy? Wondering what it will do to your credit? Here is the place to start. |
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#3
10-31-2009, 11:07 AM
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Some of the local credit unions are negotiable as opposed to the big guys...
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#4
11-02-2009, 02:46 PM
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Unless you have a lot of problems from previous banks before filing you should be okay. Bingo made a good point on chexsystems. I list them for notice as a creditor so they get notice of the discharge. I really have not heard of people having problems after a BK getting a checking account unless they had a lot of overdrawn accounts prior. Make sure you make your house payment, car payment, any new debt payments on time after discharge. This will help to rebuild your credit.
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#5
11-04-2009, 04:49 PM
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Thanks. Good to know. Bankruptcy still in process. Did not have an issue with bounced checks. Just heard that it would be hard to open an account for a long time as banks would view people filing bankruptcy as poor credit risks and so would not approve a request to open a new bank account.
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