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| While You are In It Debt Validation Q&A This forum is for those of you who have started the debt validation process and need more information. |
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Not providing the address is quite a technical violaition, and probably wouldn't merit the full statutory 1k. While the FDCPA is a strict liability statute, and any one violation can be enough for a viable cause of action, the judge has statutory discretion on damages and could award de minimis damages in the amount of as little as $1.
If you have other violations, however, using it as a separate cause could show habitual non-compliance and bolster damages. All depends on how the judge views technical violations.
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